Home

Clients & sales

  • Client managementClient details, company and VAT numbers, payment terms
  • Intake formCollect details from a potential customer and continue yourself to a lead
  • LeadsTrack potential customers through to a quote and won work
  • Client portalShare quotes, contracts, invoices and project information with your client
  • QuotesCreate, send and convert a quote into an invoice
  • ContractsService agreement with digital signature
  • Assignment checkIs a job worth it? Check before you say yes

Work & projects

  • ProjectsFrom signed contract to a project with time and costs
  • Project tasksTasks, deadlines and logged hours inside a project
  • Project profitabilityInvoiced and collected revenue, direct costs and margin on one project
  • Time trackingLog hours per client or project and bill them
  • Mileage logKeep business trips with a rate per kilometre
  • Products & servicesSave price and VAT once, reuse everywhere

Invoicing & admin

  • InvoicesInvoices with Dutch VAT, numbering and PDF
  • Recurring invoicesDraft invoices generated monthly, quarterly or yearly
  • Payment remindersReminders before and after the due date
  • ExpensesBusiness costs with VAT, category and receipt
  • Purchase invoicesKeep supplier invoices with their file attached
  • Bank CSV importImport a statement and match payments to invoices

Tax & bookkeeping

  • Financial overviewIncome, expenses and open invoices per period or client
  • Tax calculatorIndicative estimate of tax and net income
  • Bookkeeper packageExport and secure share link for your bookkeeper
  • Hourly rate calculatorFree: work out the hourly rate you need
  • Hours criterion calculatorFree: do you reach the 1,225 hours for entrepreneur deductions?

Documents

  • Multilingual invoicesDocuments in 7 languages, set per client
  • CV makerFreelance CV or portfolio with a shareable link
View all tools

Popular

  • Freelancers (ZZP)
  • Construction
  • Cleaning
  • Consultants
  • Coaches
View all industries
Pricing
Log inSign up
←Home

Clients & sales

  • Client managementClient details, company and VAT numbers, payment terms
  • Intake formCollect details from a potential customer and continue yourself to a lead
  • LeadsTrack potential customers through to a quote and won work
  • Client portalShare quotes, contracts, invoices and project information with your client
  • QuotesCreate, send and convert a quote into an invoice
  • ContractsService agreement with digital signature
  • Assignment checkIs a job worth it? Check before you say yes

Work & projects

  • ProjectsFrom signed contract to a project with time and costs
  • Project tasksTasks, deadlines and logged hours inside a project
  • Project profitabilityInvoiced and collected revenue, direct costs and margin on one project
  • Time trackingLog hours per client or project and bill them
  • Mileage logKeep business trips with a rate per kilometre
  • Products & servicesSave price and VAT once, reuse everywhere

Invoicing & admin

  • InvoicesInvoices with Dutch VAT, numbering and PDF
  • Recurring invoicesDraft invoices generated monthly, quarterly or yearly
  • Payment remindersReminders before and after the due date
  • ExpensesBusiness costs with VAT, category and receipt
  • Purchase invoicesKeep supplier invoices with their file attached
  • Bank CSV importImport a statement and match payments to invoices

Tax & bookkeeping

  • Financial overviewIncome, expenses and open invoices per period or client
  • Tax calculatorIndicative estimate of tax and net income
  • Bookkeeper packageExport and secure share link for your bookkeeper
  • Hourly rate calculatorFree: work out the hourly rate you need
  • Hours criterion calculatorFree: do you reach the 1,225 hours for entrepreneur deductions?

Documents

  • Multilingual invoicesDocuments in 7 languages, set per client
  • CV makerFreelance CV or portfolio with a shareable link
View all tools

Popular

  • Freelancers (ZZP)
  • Construction
  • Cleaning
  • Consultants
  • Coaches
View all industries
SSmartWerk

Calculate your freelance hourly rate: what is the minimum to charge?

Clients & sales

Enter your annual costs, desired net income, billable hours and an indicative tax burden. You see your minimum hourly rate excluding VAT straight away.

Start for freeView pricing

Start free, no credit card needed.

Minimum indicative hourly rate (excl. VAT)

€71

Gross turnover needed: €100,000 / year

Indicative only — not tax advice.

Revenue€ 18,420Outstanding€ 4,235Costs€ 2,310
Assignment checkIs a job worth it? Check before you say yes
01

What is it?

The hourly rate calculator works out how much turnover you need per year and which hourly rate goes with it.

02

Who is it for?

For freelancers who want to back up a rate, for new clients or when raising a rate.

03

What problem does it solve?

A rate set by gut feeling seems fine until you count the hours for administration, acquisition and sickness. Then less is left than you thought.

What you get

01

An amount straight away

You immediately see your minimum hourly rate and the gross annual turnover you need for it.

Start for free
Project
You keep per hour€ 48.70Accepted
02

Your own assumptions

You adjust costs, target income, hours and tax burden yourself and see what each number does.

Start for free
Project
Invoiced€ 4,800
Received€ 2,976
Costs€ 864
Margin€ 3,93682%
03

Realistic hours

Calculate with billable hours, not every hour you work. That makes the difference.

Start for free
Bakkerij Van DijkWebsite & webshopIn progress
Hours64 hCosts€ 420Invoiced€ 4,800
HoursTripsCosts
04

No account needed

The calculator is public. You do not have to sign up to use it.

Start for free
ProjectNew
Wireframes goedkeuren04-10-2026 · 6 hDone
Productpagina’s bouwen13-10-2026 · 14 hIn progress
Koppeling betaalmodule20-10-2026 · 8 hTo do
Testen en oplevering26-10-2026 · 5 hTo do

How it works in SmartWerk

  1. 1

    Enter your annual costs

    All business costs per year: software, insurance, office, transport, training.

  2. 2

    Choose your net goal

    How much do you want to keep per year after costs and tax?

  3. 3

    Estimate your billable hours

    How many hours per year can you actually invoice, after holidays, sickness and acquisition?

  4. 4

    Read your minimum rate

    You see the hourly rate excluding VAT and the gross annual turnover that goes with it.

What you can do

With your rate you know what your assignments must yield. The next step is checking whether an assignment actually does.

  • Minimum hourly rate

    A clear amount excluding VAT, in euros and in your language.

  • Gross turnover per year

    See how much turnover you need to reach your net goal.

  • Adjustable tax burden

    Set a percentage that fits your situation; it remains an indication.

  • Seven languages

    The calculator works in Dutch, English, German, French, Spanish, Polish and Russian.

  • Use it for your quote

    Take the rate as a starting point for your quote or for a conversation about your rate.

Connected to other tools

  • Hourly rate calculatorFree: work out the hourly rate you need
  • QuotesCreate, send and convert a quote into an invoice
  • ContractsService agreement with digital signature
  • Tax calculatorIndicative estimate of tax and net income

Suited for:ConsultantsDevelopers

Frequently asked questions

Is the hourly rate calculator free?

Yes. It is a public calculator and you do not need a SmartWerk account.

What data does the calculator use?

Your annual costs, your desired net income, your billable hours per year and an indicative tax burden.

Is the result binding?

No. The hourly rate is an indication and not tax or legal advice.

How does the calculator arrive at the rate?

It adds your net goal and your costs, divides that by what remains after tax and divides the result by your billable hours.

What it does not do

  • The result is an indication and not tax advice. Your actual tax depends on deductions and your personal situation.
  • The calculator does not account for VAT, pension or buffers; you build those into your assumptions yourself.

Try it with your own data

Create a free account and start with one client. Upgrading can wait until you really need a feature.

Start for freeView pricing

Related tools

Tax calculatorHours criterion checkAssignment check

Related articles

Calculating your freelance rate: how to set your hourly feeIncome tax for freelancers: filing as a self-employed professional
HelpContactCompany detailsPrivacySecurityTermsCookiesDPASubprocessorsWithdrawal

© 2026 SmartWerk. All rights reserved.